Insurance Shield: Protecting Families from Discriminatory Health Coverage Cuts

A Reddit user reveals their family's experience of being dropped from their employer's self-funded health insurance plan once their child became too expensive due to cancer. The post explains the practice of 'lasering' wherein individuals with high medical costs can be excluded from health plans, leading to financial strain during a crisis. Commenters discuss the legality and ethical implications of this practice, urging the user to seek legal advice and highlighting similar issues in the healthcare system.